Workers' Comp Control Strategies
Your experience modification rate affects every bid you submit. We build the programs that move it in the right direction.
Workers' compensation costs are one of the largest controllable expenses in construction. Your experience modification rate (EMR) is recalculated every year based on your claims history — and a high EMR doesn't just raise your premiums. It disqualifies you from projects, triggers additional scrutiny from owners and GCs, and can make it impossible to win certain bids.
We work with contractors and industrial operators to identify the specific hazards and operational gaps driving their claims, implement targeted controls, and build the documentation that supports lower premiums at renewal. We also coordinate with your broker and carrier to make sure your safety program efforts are reflected in your rating.
Loss control isn't about paperwork. It's about changing how incidents happen — which means changing how hazards are identified, how near-misses are reported, and how quickly corrective actions are implemented. We help you build those systems.